Plain-English homeowner guide
Sold & Stay FAQ
Answers about checking home options, cash, stay-in-home options, Homebase, estimates, and next steps.
Start with the question that affects the decision: whether staying is possible, what information is needed, what changes after a sale, and what is still optional.
If a deadline is close, compare the answer with the mortgage servicer, tax office, counselor, attorney, or written offer before making the next move.
The right next step should make the numbers clearer without promising approval, cash, rent, timing, or an option to purchase before documents exist.
The written numbers should make the next choice easier: who owns the home, what payment continues, and what happens if staying does not fit.
A useful comparison has the payoff, deadline, monthly number, and backup housing plan in one place before anyone signs or applies.
Key details
- homeowner option questions
- sale-and-stay review
- home equity and listing choices
Common questions
Is Sold & Stay a lender?
No. Sold & Stay is not a bank, lender, or government agency. We help homeowners compare real estate and referral options, including sale-leaseback, quick sale, listing, and selected ways to access equity.
Can I get cash and stay in my home?
Sometimes. It depends on the property, payoff, equity, state, timing, and final written terms. If staying is not realistic, you can still compare the next practical choice.
Does checking options affect my credit?
Starting with Sold & Stay does not require a hard credit pull. A third-party provider may have its own review process if you choose that path.
Is an online number a final offer?
No. Online numbers are estimates for comparison. Final terms require property review, payoff verification, state-specific review, and written agreements.
Useful next steps
Site information